ABOUT
Financial Planning for Medical Professionals and Pre-Retirees
Outside The Box Financial Planning helps healthcare professionals and people approaching retirement make coordinated decisions about work, benefits, taxes, investments, and retirement income.
Led by Ivan Havrylyan, CFP® professional, our fee-only firm provides personalized financial planning without commissions from investment or insurance product sales.
Meet Ivan Havrylyan, CFP® Professional
Ivan Havrylyan is the founder of Outside The Box Financial Planning, a virtual, fee-only financial planning firm serving clients throughout the Chicago area and across the country. With more than a decade of experience in financial planning and investment advice, he helps clients make informed decisions about retirement, investments, employer benefits, taxes, and long-term wealth management.
Ivan founded OTBFP to offer practical, personalized advice that is not tied to product sales or commissions. His approach begins by understanding what matters most to each client, then organizing the decisions, tradeoffs, and action steps that can move their financial life forward.
Professional Credentials and Affiliations
Ivan Havrylyan is a CERTIFIED FINANCIAL PLANNER™ professional. CFP® professionals meet education, examination, experience, and ethics requirements established by CFP Board and commit to CFP Board’s standards of professional conduct.
Ivan is also affiliated with the following professional organizations and networks:
Expertise in Serving Medical Professionals and Pre-Retirees
Ivan has developed experience helping medical professionals — including nurse practitioners, resident physicians, anesthesiologists, physician assistants, orthodontists and dentists — helping them navigate the complex financial challenges unique to their professions. Ivan has a personal connection to the healthcare field and understands the demanding schedules, benefits decisions, career transitions, and family pressures many clinicians navigate.
For Medical Professionals
Healthcare careers can create complex financial decisions as income, benefits, debt, family responsibilities, and career opportunities change. Ivan works with physicians, nurse practitioners, physician assistants, dentists, orthodontists, and other healthcare professionals on planning questions such as:
Student-loan repayment decisions
Employer benefits, pension options, and 403(b) plans
Tax-aware planning as income rises
Cash-flow and investment decisions
Insurance and disability-risk planning
Balancing career, family, and long-term financial goals
For Pre-Retirees
If retirement is within the next several years, the decisions you make before leaving work can have a lasting impact. Planning may include:
Retirement-readiness analysis
Retirement-income planning
Tax-aware withdrawal strategy
Social Security claiming analysis
Pension and employer-benefit decisions
Medicare and healthcare-cost planning
Investment-risk alignment as retirement approaches
Whether you're preparing for retirement within the next few years or you're years away but want to plan wisely now, Ivan ensures that every detail is accounted for, helping you build a secure, sustainable future.
A Personal Approach to Financial Planning
Ivan founded Outside The Box Financial Planning, LLC after recognizing a significant gap in the financial services industry: the need for personalized, adaptable, and genuinely client-centered financial planning. Too often, financial advice is generic or product-driven. Ivan’s philosophy is different — he believes your financial plan should reflect your unique story, dreams, and challenges.
His work is rooted in active listening, deep analysis, creativity, and clear communication. Ivan ensures clients always understand their options and are empowered to make informed decisions with confidence.
Planning That Connects the Pieces
Financial decisions rarely happen in isolation. A change in income can affect taxes, employee benefits, debt repayment, investment strategy, insurance needs, and retirement timing.
Our planning process looks at these decisions together, helping you understand the tradeoffs and prioritize the next steps that support the life you want to build.
Why Clients Choose Us
Specialized Expertise: Deep knowledge working with medical professionals and pre-retirees.
Fee-Only Fiduciary: As a fee-only financial planner, Ivan is compensated directly by clients and does not receive commissions for recommending investment or insurance products. This structure is designed to reduce conflicts associated with product sales and keep the focus on your planning priorities.
Personalized Strategies: Every plan is crafted uniquely around your life and goals.
Comprehensive Services: From retirement and tax-aware financial planning and coordination with your tax professional, to investment management and risk analysis.
Start With a Conversation
An Introductory Fit Meeting is a chance to discuss what you want help with, learn how the firm works, and determine whether working together may make sense.
Prefer to reach out directly? Call (312) 554-5889 or email ivan@otbfinancialplanning.com.